Insurance and liability
The professional works on their own account and is responsible for their own insurance; Sunworker only acts as an intermediary and is not liable for the job itself.
What the professional is responsible for
The professional is self-employed and responsible for their own insurance. For defects in the job you have your statutory rights against the professional, because your contract is with them.
What you should bear in mind
- You are responsible for your premises, equipment and safety at the party location — as with any other service provider who comes to you.
- Point out hazards, such as a faulty cooker, a steep staircase or a dog.
- Ask your personal liability and home contents insurers what they cover at a party with service providers.
Sunworker’s role
Sunworker is an intermediary and not a party to the job contract. The platform does not owe the job; claims arising from the job exist only against the professional. The terms and conditions set out what Sunworker itself is liable for.
In the event of an accident or damage
- Make sure first aid is given first and call the emergency services if needed.
- Record what happened: time, place, people involved, photos.
- Settle the damage with the professional and the relevant insurers.
- If it concerns the course of the job, such as an early finish, dispute the actual time with a short reason.
These notes are no substitute for legal or insurance advice. Sunworker doesn’t decide on damages — you settle that between yourselves or with your insurers.
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This page explains; it is not legal or tax advice. Our Terms are what counts.